Loading the Elevenlabs Text to Speech AudioNative Player...
  • LGBTSR

    Mark McNease On Topic (Substack)

    My Medicare kicked in yesterday, October 1. It’s oddly exciting, and depressing at the same time. I can finally enjoy national healthcare, but I had to live 65 years to get it (okay, almost 65 years— my birthday is October 28).

    We had dinner with some friends last night who were hosting their friends from Germany. After giddily announcing I was finally on Medicare, I had to explain to them what the excitement was about. Like the rest of the developed world, they have national healthcare. Americans are unique in our effusive celebrations of a Medicare card arriving in the mail. It sorts of says, “Congratulations! You’ll be dead soon.” And boy, do I plan on using it. My first of several October doctors’ appointments is today!

  • LGBTSR,  Savvy Senior

    Savvy Senior: Three Vaccines Seniors Should Consider Getting This Fall

    Narration provided by Wondervox.

    By Jim Miller

    Dear Savvy Senior,

    Which vaccines are recommended for Medicare seniors this flu season?

    Just Turned 65                                                                             

     Dear Just Turned,

    There are actually three different types of vaccines seniors should consider getting this fall to protect against a repeat of last winter’s “tripledemic” of respiratory illnesses, which included flu, RSV and coronavirus. Here’s a rundown of the different vaccines the Centers for Disease Control and Prevention (CDC) is recommending and how they are covered by Medicare.

    Senior-Specific Flu Shots

    For people age 65 and older, there are three flu vaccines (you only need one) that the CDC recommends over traditional flu shots.

    These FDA-approved vaccines provide extra protection beyond what a standard flu shot does, which is important for older adults who have weaker immune defenses and have a greater risk of developing dangerous flu complications compared with younger, healthy adults. The three senior-specific options include the:

    • Fluzone High-Dose Quadrivalent vaccine, which contains four times the amount of antigen as a regular flu shot does, creating a stronger immune response for better protection.
    • Fluad Quadrivalent vaccine, which contains an added ingredient called adjuvant MF59 that also helps create a stronger immune response.
    • FluBlok Quadrivalent vaccine, is a recombinant protein (egg-free) flu vaccine that contains three times the amount of antigen as compared with a regular flu shot.
  • LGBTSR

    Dental Insurance or a Dental Savings Plan?

    Narration provided by Wondervox.

    I’m officially on Medicare now, as of October 1. In addition to the basic one-size-fits-all of Medicare parts A and B, I wanted supplemental insurance, vision coverage, and some kind of dental plan. I am a firm opponent of ‘Medicare Advantage’ plans, which are not Medicare. They are the privatization of Medicare, an insidious corporate takeover of the most successful social safety net program this country has ever enacted, along with Social Security. So … I have a Humana supplemental policy, an annual EyeMed discount plan that I already had, and now an Aetna dental save plan.

    The dental plan was the one my husband and I most hesitated over. There are quite a few that offer the same basic benefit: significant discounts for the fees charged by participating dentists. It can be as much as 50 percent lower than the charge for the service. Until now, we’d had MetLife dental insurance, with a monthly premium for both of us at around $60 a month. It’s insurance, which means we had a $150 deductible for the year, with a $2000 cap from MetLife once the deductible was met. So, having estimated our needs in a given year, it made sense to go with a dental savings plan that cost (approximately) $199 annually for a couple. It’s a gamble: if I need a crown replaced or something major, it’s going to cost a lot more, but I’m not paying $720 (plus deductible) a year for it, either.

  • LGBTSR,  The Weekly Readlines

    The Weekly Readlines September 30

    Quote for the Week: “… we don’t take an oath to a wannabe dictator. We take an oath to the Constitution and we take an oath to the idea that is America – and we’re willing to die to protect it.” – Retiring Four-Star General Mark Milley

    BIG CUP: THE WEEK’S TOP STORIES

    Senator Diane Feinstein died at 90, leaving a legacy as the longest-serving woman in the U.S. Senate. General Mark Milley retired as the head of the Joints Chiefs of Staff, ignoring calls for his execution by one-term fiasco Trump and his toady, AZ Rep. Paul Gosar. And a government shutdown is all but assured after radical Republicans chose cult over country.

    The Writers Guild reached an agreement with studios, ending a five-month strike. President Biden walked the picket line with autoworkers in Michigan, becoming the first American President to join striking union members. And Las Vegas’ Culinary Workers Union authorized a strike, threatening to cripple Gomorrah in the desert.

    Possibly realizing it’s a violation of federal law while under indictment, Trump denied purchasing a 9mm Glock after a campaign staffer said he did. And the former President was found by a judge to have committed fraud for years in his real estate businesses. His popularity among the base jumped 20 points. Who says crime doesn’t pay?

  • LGBTSR,  Savvy Senior

    Savvy Senior: Does Medicare Cover Second Medical Opinions?

    By Jim Miller

    Dear Savvy Senior,

    Does Medicare cover second medical opinions? The doctor I currently see thinks I need a knee replacement, but I would like to get some other treatment options before I proceed. What can you tell me?

    Limping Larry

    Dear Larry,

    Getting a second medical opinion from another doctor is a smart idea that may offer you a fresh perspective and additional options for treating your knee so you can make a more informed decision. Or, if the second doctor agrees with your current one, it can give you some reassurance.

    Yes, Medicare does pay for second opinions if your current doctor has recommended surgery, or some other major diagnostic or therapeutic procedure.

  • LGBTSR,  Savvy Senior

    Savvy Senior: Best Stair Lifts of 2023

     

    By Jim Miller

    Dear Savvy Senior,

    Because of chronic arthritis, I have a very difficult time going up and down stairs anymore and am interested in purchasing a stair lift for my two-story house. Can you recommend some good companies?

    Arthritic Andy

    Dear Andy,

    Yes, of course! A good home stair lift is a great mobility solution for anyone who is unable, or has a difficult time climbing stairs. To help you choose a quality stair lift that meets your needs and budget, here are a few shopping tips along with some top-rated companies.

  • LGBTSR

    RetireGuide Offers LGBTQ+ Elder Health Care Guide

    RetireGuide has included a valuable Care Guide for LGBTQ+ elders that includes such topics as:

    Why Do LGBTQ+ Elders Have Low Rates of Health Insurance?

    What Health Care Challenges Do LGBTQ+ Elders Face?

    Discrimination

    Greater Risk

    Medicare Bill Rejection 

    and more.

    You can read the entire Guide HERE.

    About RetireGuide

    RetireGuide is a health and wealth website dedicated to providing accurate information and research on a variety of retirement topics. We do this through a stringent editorial process that involves fact-checking, attribution to reputable sources, insight from financial experts and original reporting from a team of experienced journalists.

    RetireGuide offers a wide variety of information for seniors about housing, healthcare, insurance, and financial planning. Sharing this is not intended as an endorsement of their products or services. – LGBTSr

     

  • LGBTSR,  The Weekly Readlines

    The Weekly Readlines September 7

    BIG CUP: THE WEEK’S TOP STORIES

    Burger King will have to face a lawsuit claiming it’s Whoppers are too small to be whoppers.

    Bomb threats against public libraries are on the rise. Home insurers are dropping natural disaster coverage in light of the climate change we’re told isn’t real, and Hunter Biden is being  indicted in one of the biggest ‘whatever’ media narratives of the modern era.

    Ron DeSantis had his handlers man-handle a 15-year-old in New Hampshire whose question made him uncomfortable. And a Massachusetts teenager died after eating a spicy tortilla chip, attributed to the ‘one chip challenge TikTok craze.

  • LGBTSR,  On the Map

    On the Map: Provincetown Paradise with a Side Trip to Wellfleet

    This slideshow requires JavaScript.

    On the Map is a feature at LGBTSr.com offering travelogues and recommendations. Narration provided by Wondervox.

    By Mark McNease

    As we come to the end of another annual trip to Provincetown, I’m reminded why we value our visits here. Frank has had a timeshare for 35 years or so, at a place called Eastwood at Provincetown. It’s like a sprawling motel complex on the far east side of town, and has been very lesbian-centric for years. Plenty of gay men, too, but a lot of women come here. This time I noticed several children with their opposite-sex parents, and I found myself hoping it’s not losing its edge. We’ll see.

  • LGBTSR,  The Weekly Readlines

    The Weekly Readlines August 11

    Quote for the Week: “I come from regular stock, and I prefer that — I prefer being around that.” – Clarence Thomas, in a documentary financed by one of his billionaire benefactors

    BIG CUP: THE WEEK’S TOP STORIES

    Maui has been devastated by wildfires, claiming at least 55 lives and destroying the historic town of Lahaina, once the seat of the Hawaiian kingdom.

    Special Counsel Jack Smith has requested January 2 as the start date for Trump’s trial, possibly hoping to make him a convicted felon in time for Super Tuesday.

    And The Band’s Robbie Robertson died at 80, having given us the most most famous and unfortunately enduring Confederate apologia ever recorded, The Night they Drove Old Dixie Down. If only it had stayed there.

    LGBTQ NEWS

    Milan To Resume Registering Children From Male Couples
    Reuters

    Dr. Fauci To Be Succeeded By First Openly LGBTQ Director Of NIAID
    Washington Blade

  • LGBTSR

    Book Review: Moby Dyke: An Obsessive Quest to Track Down the Last Remaining Lesbian Bars in America, by Krista Burton

    By Terri Schlichenmeyer
    The Bookworm Sez

    “Moby Dyke: An Obsessive Quest to Track Down the Last Remaining Lesbian Bars in America” by Krista Burton
    c.2023, Simon & Schuster  $28.99 320 pages

    The last stool on the left, over by the neon beer sign, is yours.

    That’s your spot, the place where you can see almost the entire place. You hold court there, have a few drinks there, and you meet new friends. On that stool, you’re among your people but enjoy it while you can: in “Moby Dyke” by Krista Burton, watch how your seat is in a dwindling place.

    A few years ago, toward the end of the pandemic, masking, and lock-downs, Krista Burton was asked what she missed most. Her answer was a surprise: she longed to be in a crowded “dyke bar,” shoulder-to-shoulder with people like her.