The Savvy Senior: What to Do with Cremated Ashes?


By Jim Miller

Dear Savvy Senior,
When my father passed away a few months ago we had him cremated, but are now wondering what to do with his ashes. My sister and I would like to do something celebratory for his life, but aren’t sure what to do. Any suggestions?
No Instructions Left

Dear No,
If your dad didn’t leave any final instructions on what to do with his cremated remains (ashes), you have a wide array of choices. They can be kept, buried or scattered in a variety of ways and in many locations. Here are some different options to help you decide.

read more…

The Savvy Senior: Coping with Ringing in Your Ears


By Jim Miller

Dear Savvy Senior,
Are there any new treatments you know of that can help with constant ear ringing syndrome known as tinnitus? I’ve had it for years but it’s gotten worse the older I get.
Ringing Louder at 62

Dear Ringing,
Tinnitus is a common condition that affects around 45 million Americans, but is usually more prevalent in the 60-and-older age group. Here’s what you should know along with some tips and treatments that may help.

read more…

The Savvy Senior: How Working in Retirement Can Affect Your Social Security Benefits


By Jim Miller

Dear Savvy Senior,
I’m considering retiring later this year and starting my Social Security benefits, but would also like to work part time. Will this affect my benefits, and if so, how much?
– Ready to Retire

Dear Ready,
You can collect Social Security retirement benefits and work at the same time, but depending on how old you are and how much you earn, some or all of your benefits could be temporarily withheld. Here’s what you should know.

read more…

The Savvy Senior: How to Spot and Fix Medical Billing Mistakes

SAVVYLOGOjpg
By Jim Miller

Dear Savvy Senior,
After a recent hospital stay, I have a stack of confusing medical bills at home I need to decipher. I’ve heard these bills frequently contain mistakes. How do I spot them to ensure I’m not paying more than I need to be?
Cautious Carol 

Dear Carol,
Medical billing errors and overcharging is not uncommon. According to the American Medical Association, 7 percent of medical bills in 2013 had errors, and other groups estimate that figure to be much higher. Unfortunately, untangling those mistakes is almost always up to you. Here are some tips and tools that can help.

read more…

The Savvy Senior: How to Create a Safe ‘Aging-in-Place’ Home

SAVVYLOGOjpg
By Jim Miller

Dear Savvy Senior,
My husband and I are thinking about making some modifications to our home so we can remain living there for as long as possible. Can you recommend some good resources that can help us with aging in place ideas?
Staying Put 

Dear Staying,
Many retirees, like you and your husband, want to stay living in their own house for as long as possible. But being able to do so will depend on how easy it is to maneuver your home as you get older. Here are some helpful resources you can turn to, to get an idea of the different types of features and improvements you can make that will make your house safer and more convenient as you grow older.

read more…

The Savvy Senior: Locating Lost Life Insurance Policies

SAVVYLOGOjpg
By Jim Miller

Dear Savvy Senior,
When my mom passed away we thought she had a life insurance policy, but we have no idea how to track it down. Do you know of any resources that might help?
Searching Susan

Dear Susan,
Lost or forgotten life insurance policies are very common in the U.S. It’s estimated that more than $7 billion in benefits from unclaimed life insurance policies are waiting to be claimed by their rightful beneficiaries.

read more…

The Savvy Senior: How Much You’ll Pay for Medicare in 2017

SAVVYLOGOjpg
By Jim Miller

Dear Savvy Senior,
I know there won’t be much of a cost-of-living increase in Social Security benefits next year but what about Medicare? How will the 0.3 percent Social Security raise affect our Part B monthly premiums in 2017?
Inquiring Beneficiary

Dear Inquiring,
Considering the rising cost of health care coverage, the news regarding your Medicare costs for 2017 is not too bad. Here’s what you can expect.

read more…

JOIN OUR MAILING LIST

EVENTS CALENDAR

THE DAILY READLINES ON TWITTER

THE SAVVY SENIOR SUPPLEMENT

THE TWIST PODCAST

THE TWIST PODCAST PLAYLIST

LIVE MIC WITH MARK PODCAST