• The Weekly Readlines

    The Weekly Readlines July 4

    BIG CUP: THE WEEK’S STOP STORIES

    Or maybe just my favorites …

    GOP Passes Big Monstrous Bill, Betrays America
    There never was a bottom to this pool

    Concentration Camp Joins Disney World as Major Florida Attraction
    Stuffed alligators eating prisoners sure to be a gift shop hit

    Trump Calls for Deporting U.S. Citizens
    Once they’ve rounded up all the brown people

    WI Supreme Court Strikes Down 1849 Abortion Ban
    Just when we needed a win

    Fenway Health Loses $3M In Federal Grants For LGBT Research
    Everyday erasure, every day

  • LGBTSR

    Social Security Tax Changes in the New Bill: What Seniors Need to Know

    Narration provided by Wondervox

    From Legal Unites States.com

    The “Big Beautiful Bill Social Security tax” debate has dominated headlines after Congress passed President Trump’s signature legislation on July 3, 2025. Touted as a sweeping tax reform, the bill promises historic relief for millions of seniors. But what does it really mean for Social Security taxes, and who stands to benefit most? Here’s the latest, verified breakdown on how the Big Beautiful Bill impacts Social Security taxation, what’s fact versus fiction, and what retirees should expect next …

    On July 3, 2025, the House of Representatives approved the Big Beautiful Bill, sending it to President Trump’s desk for signature. The bill, spanning over 900 pages, is one of the most ambitious tax and spending packages in recent history. While President Trump and his allies have repeatedly claimed that the bill would “eliminate taxes on Social Security,” the reality is more nuanced.

    The legislation introduces a new tax deduction of up to $6,000 for seniors aged 65 and older, effective from 2025 through 2028. This deduction is phased out for individuals earning more than $75,000 and married couples above $150,000, meaning wealthier retirees will see little to no benefit. The deduction is designed to offset the amount of Social Security income subject to federal taxes for most middle- and lower-income seniors.

    Key Point Summary

    • The Big Beautiful Bill does not eliminate Social Security taxes for all seniors.
    • Seniors 65 and older get a new, temporary tax deduction—up to $6,000—phasing out for higher incomes.
    • About 88% of seniors will see their Social Security tax liability reduced or eliminated, but roughly 24 million Americans will still owe taxes on their benefits.
    • The bill’s changes are set to expire after 2028, raising questions about long-term relief.
    • The new deductions do not apply to seniors under 65, dependents, survivors, or disabled workers below that age.
    • Critics warn the bill could accelerate Social Security trust fund insolvency

    READ IN FULL AT LEGALUNITEDSTATES.COM

  • A House in the Wood 2 Audio

    A House in the Woods 2: The Devil’s Due – Chapter 4 (Audio)

    CHAPTER 4

    Welcome to the episodic audio edition of A House in the Woods 2: The Devil’s Due. Fasten your headphones and enjoy one new chapter each week. You can  find all the episodes here.

    About A House in the Woods 2

    A House in the Woods 2: The Devil’s Due picks up where A House in the Woods left off. Laurel Calloway is still in the mysterious town of Strickland, New Jersey, where nothing is as it appears to be. Two years have gone by, and they’ve been good to the Calloways. Laurel and her husband Jeremy have a new house, and a new family with baby Isabel about to celebrate her first birthday. Everything seems perfect, until Laurel begins to have dreams. Bad dreams. Something tells her these dreams could really be memories. But of what? Of whom, and of when?

    Did she really run over a woman in the road at night? Had they once had a dog? Why are these things trying so hard to surface, swimming slowly up from her subconscious? The more she begins to tell the people around her about these dreams, the more convinced she is that they’re part of it, and that these nightmares aren’t really dreams at all. Page after page, the pace escalates as Laurel begins to learn the truth and plot her escape. But will she succeed? The Devil is in the details.

  • LGBTSR,  One Thing or Another Column

    One Thing or Another Column: It’s About Time

    Narration provided by Wondevox

    By Mark McNease 

    Time is not so much an arrow as a comet we ride, streaking across the sky.

    You can tell from the first sentence I was 62 when I wrote this. Five years later my perspective on the fleeting nature of time hasn’t changed. I’ve long said that “time is a non-renewable resource,” and I still believe that. The older we get, the less of it we have. That’s not maudlin, it’s just true. As yet another friend died recently, it seemed like a good time to revisit the subject. Pun intended.

    The good news is that I’m old enough to collect Social Security. The bad news is that I’m old enough to collect Social Security. When I was twenty, I never imagined being forty. It seemed so far away from that youthful ground I stood upon with naive bravado. Then when I hit forty, I thought fifty would be the last milestone to publicly mark, quietly retiring birthday observations with the exception of a few close friends and family. And finally, when I approached the age when referring to oneself as a senior becomes culturally appropriate, I decided I could at minimum look forward to collecting a monthly stipend for my troubles. We should all be paid for getting old, at least those of us lucky enough to live that long.

    I was a wild child in many ways, defiant to a fault. I became a teenager whose rebellion was sometimes life threatening, and eventually I grew into a man with the sorts of weaknesses and appetites that make it slightly remarkable I’m still here. So seeing a direct deposit into my checking account every month from the Social Security Administration is a reminder that a lot of people don’t survive to collect this modest reward. Cancer gets them, or leukemia, or car accidents, or sudden organ failure. A thousand different ways to end this train ride called life before it gets to the last few stations. Friends I lost to HIV are long dead, and memories I have of them are flashcards of much younger men. Were they to stand in front of me again, I may recognize them, but they probably would not recognize me forty years later.

    Time is not so much an arrow as a comet we ride, streaking across the sky. We only think it drags because we’re on it, like riders saddling imaginary horses that stand stock still while the ground moves beneath us. We experience time when it is behind us or in front of us, but seldom when it is right where we are. And so it seems to move slowly or quickly, its speed determined by our anticipation of something not yet occurred, or our disbelief at how much is behind us.

    It’s only fitting we be paid while we’re still young enough to benefit from it. It’s the least society can do to compensate us for our patience. It seems time really is money, and just as fleeting. We may not spend either of them all in one place, but we will certainly spend them all in one lifetime.

     

  • LGBTSR,  Savvy Senior

    Savvy Senior: Who’s Eligible for Social Security Disability Benefits?

    Narration provided by Wondervox

    By Jim Miller

    Dear Savvy Senior,

    What do I need to do to get disability benefits from Social Security? I’m 60 years old and have a medical condition that doesn’t allow me to work at my job anymore, but I’ve read that getting disability benefits is very difficult.

    Need Help 

    Dear Need,

    Getting Social Security Disability Insurance benefits (SSDI) when you’re unable to work can indeed be challenging. Each year, approximately 2 million people apply for SSDI, but around two-thirds of them are denied, because most applicants fail to prove that they’re disabled and can’t work. Here are some steps you can take that can help improve your odds.

    Are You Disabled?

    The first thing you need to find out is if your health condition qualifies you for Social Security disability benefits.

    You generally will be eligible only if you have a physical or mental impairment severe enough that it prevents you from working in your current, or past line of work, for at least a year.

    There is no such thing as a partial disability benefit. If you’re fit enough to work part-time, and you’re earning more than $1,620 ($2,700 if you’re blind) a month on average in 2025, your application will be denied. But, if you’re not working or are working but earning below those limits, your application may be considered.

  • LGBTSR

    A Smashing Smashwords Summer Sale! All My eBooks Free for July

    Another summer, another sale at Smashwords. Talk about freedom! You can download all (that’s ALL) my eBooks for free through the month of July.

    You can also find dozens and dozens of other free and discounted books by your favorite authors, and ones who’ll soon join your list of must-reads.

    FIND MY BOOKS HERE (be sure to click on each one for the freebie) or just go to Smashwords summer sale page and start browsing. Hot reading fun in the summer time!

  • Savvy Senior

    Savvy Senior: What Is a Spousal IRA?

    Naration provided by Wondervox

    By Jim Miller

    Dear Savvy Senior,

    What can you tell me about spousal IRAs? My spouse and I are in our 50s and are looking for ways to boost our retirement savings. My wife is a homemaker and caregiver, and works parttime too, but her income is very small.

    Need a Boost

    Dear Need,

    Saving for retirement can be very difficult for married spouses who stay home to care for family or otherwise have scant income. But there is a little-known tax break offered by the Internal Revenue Service – known as a spousal IRA – that can help them, and their partner save for retirement.

    Spousal individual retirement accounts allow a working spouse to contribute to a nonworking or low-earning spouse’s retirement savings. They can be set up as a traditional IRA or Roth IRA, which allow couples to save for retirement on a tax-deferred or tax-free basis.

    How They Work

    A spousal IRA isn’t a unique type of IRA or a joint account, but instead it is a separate IRA opened and owned in the name of the nonworking or low-income earning spouse. This will not only help boost your family’s overall retirement savings, but it provides non-working/low-earning spouses access to their own funds in an unforeseen event like the death of their spouse, divorce, or illness.

  • The Weekly Readlines

    The Weekly Readlines June 28

    SURVEY RESULTS (percentages):

    “What’s your favorite time of day?”

    I’m a morning person and it shows 61.54 percent
    Afternoons were made for me ZERO!
    Evenings are my thing 30.77 percent
    Bedtime when all the world’s gone quiet 23.08 percent

    BIG CUP: THE WEEK’S STOP STORIES

    Or maybe just my favorites …

    SCOTUS Completes Coronation, Neuters Federal Courts
    Constitution? What Constitution?

    Trump Regime Tells 500,000 Haitians to Drop Dead
    “Blessed are the merciful …” Ooops, that’s woke Jesus talking

    Zohran Mamdani Wins NYC Democratic Primary
    Freaking out everyone who’d rather see the Democrats dead

    Mick Ralphs, Guitarist for Mott the Hoople, Dies at 81
    This hit hard. ‘All the Young Dudes’ was our queer anthem

    Trumps Mental Decline Accelerates
    Media continues to insist there’s nothing to see here

  • A House in the Wood 2 Audio

    A House in the Woods 2: The Devil’s Due – Chapter 3 (Audio)

    CHAPTER 3

    Welcome to the episodic audio edition of A House in the Woods 2: The Devil’s Due. Fasten your headphones and enjoy one new chapter each week. You can  find all the episodes here.

    About A House in the Woods 2

    A House in the Woods 2: The Devil’s Due picks up where A House in the Woods left off. Laurel Calloway is still in the mysterious town of Strickland, New Jersey, where nothing is as it appears to be. Two years have gone by, and they’ve been good to the Calloways. Laurel and her husband Jeremy have a new house, and a new family with baby Isabel about to celebrate her first birthday. Everything seems perfect, until Laurel begins to have dreams. Bad dreams. Something tells her these dreams could really be memories. But of what? Of whom, and of when?

    Did she really run over a woman in the road at night? Had they once had a dog? Why are these things trying so hard to surface, swimming slowly up from her subconscious? The more she begins to tell the people around her about these dreams, the more convinced she is that they’re part of it, and that these nightmares aren’t really dreams at all. Page after page, the pace escalates as Laurel begins to learn the truth and plot her escape. But will she succeed? The Devil is in the details.