• LGBTSR,  Savvy Senior

    Savvy Senior: Donating Your Body to Science

    By Jim Miller

    Dear Savvy Senior,

    I am interested in possibly donating my body to science when I pass away. What can you tell me about this, and what would I need to do to set it up?

    Getting Old

    Dear Getting,

    If you’re looking to help advance medical research, and in the process, eliminate your funeral and burial costs, donating your body to science is a great option to consider. Here’s what you should know.

  • LGBTSR,  Savvy Senior

    Savvy Senior: How to Protect Seniors from Scam Calls

    Dear Savvy Senior,

    What tools can you recommend to help protect trusting seniors from scam calls? My 74-year-old mother gets tons of unwanted telemarketing and robocalls on her cell and home phone and has been duped out of hundreds of dollars.

    Frustrated Daughter 

    Dear Frustrated,

    It’s a great question! Scammers are always looking for new ways to dupe people out of money, and in the U.S., phone calls remain the primary way swindlers hook older victims.

    The Federal Trade Commission recently found that 24 percent of adults over age 60 who reported losing money to a scam in 2021 said it started with a phone call – the largest percentage of any method, including email, text and mail.

    To help protect your mom from the onslaught of robocall scams, telemarketing and spam calls, here are some tips and tools you can help her employ.

  • LGBTSR,  Savvy Senior

    Savvy Senior: How to Protect Seniors from Scam Calls

    Dear Savvy Senior,

    What tools can you recommend to help protect trusting seniors from scam calls? My 74-year-old mother gets tons of unwanted telemarketing and robocalls on her cell and home phone and has been duped out of hundreds of dollars.

    Frustrated Daughter 

    Dear Frustrated,

    It’s a great question! Scammers are always looking for new ways to dupe people out of money, and in the U.S., phone calls remain the primary way swindlers hook older victims.

    The Federal Trade Commission recently found that 24 percent of adults over age 60 who reported losing money to a scam in 2021 said it started with a phone call – the largest percentage of any method, including email, text and mail.

    To help protect your mom from the onslaught of robocall scams, telemarketing and spam calls, here are some tips and tools you can help her employ.

  • Savvy Senior

    Savvy Senior: Retiring Abroad? Tips and Tools to Help you Make an Informed Decision 

    By Jim Miller

    Dear Savvy Senior,

    What are the key factors to consider when contemplating retiring abroad? My husband and I will soon be retiring and are interested in moving abroad to a country that’s cheaper and warmer than the U.S.

    Looking Ahead 

    Dear Looking,

    Whatever your reasons for aspiring to retire abroad – a lower cost of living, a better climate or a desire for adventure – you need to do your homework and learn everything you can about the country you’re interested in because it’s not an easy move. Here are some different tips and tools to help you make an informed decision.

    Researching Tools

    If you’re in the decision-making process of where to retire, InternationalLiving.com and LiveAndInvestOverseas.com are two excellent websites that provide articles, information and lists of the top retirement destinations abroad based on cost of living, climate, health care, housing, visas, infrastructure and more.

    Once you pick a country or two that interest you, a smart move is to talk or network with some expats who have already made the move you’re thinking about making. They can give you tips and suggestions on many issues, as well as the advantages and disadvantages and day-to-day reality of living in a particular country. Facebook is a good resource for locating expat groups.

  • Savvy Senior

    Savvy Senior: How Much Do You Have to Make to File Taxes?

    By Jim Miller

    Dear Savvy Senior,

    What are the IRS income tax filing requirements for retirees this tax season? My income dropped way down when I retired in 2022, so I’m wondering if I need to even file a tax return this year.

    Recently Retired 

    Dear Recently,

    Whether or not you are required to file a federal income tax return this year will depend on how much you earned last year, as well as the source of the income, your age and filing status.

    Here’s a rundown of this tax season’s IRS tax filing requirement thresholds.

  • LGBTSR,  Savvy Senior

    Savvy Senior: How to Cover Dental Care in Retirement

     


    Listen to my One Thing or Another Podcast interview with Jim Miller.

    Dear Savvy Senior,

    I had dental insurance through my work for many years but lost it when I retired and joined Medicare. Where can retirees find affordable dental care?

    Uninsured Al

    Dear Al,

    Unfortunately, about two-thirds of U.S. retirees don’t have dental insurance today. Without coverage from traditional Medicare, and with private dental insurance typically costing too much to be feasible, most seniors are stuck paying full out-of-pocket prices every time they visit a dentist. While there’s no one simple solution to affordable dental care there are a variety of options that can help cut your costs. Here’s where to look.

  • Savvy Senior

    Savvy Senior: How to Cover Dental Care in Retirement

    Listen to my One Thing or Another Podcast interview with Jim Miller.

    Dear Savvy Senior,

    I had dental insurance through my work for many years but lost it when I retired and joined Medicare. Where can retirees find affordable dental care?

    Uninsured Al

    Dear Al,

    Unfortunately, about two-thirds of U.S. retirees don’t have dental insurance today. Without coverage from traditional Medicare, and with private dental insurance typically costing too much to be feasible, most seniors are stuck paying full out-of-pocket prices every time they visit a dentist. While there’s no one simple solution to affordable dental care there are a variety of options that can help cut your costs. Here’s where to look.

  • LGBTSR,  Savvy Senior

    Savvy Senior: The Best Reacher Grabber Tools of 2023

    By Jim Miller

    Dear Savvy Senior,

    Can you recommend some good reacher-grabber tools for seniors with back or hip problems who need help picking things up off the ground? I bought a cheap one a few months ago that doesn’t work very well but would like to find one that does.

    Bad Back Betty

    Dear Betty,

    A good “reacher-grabber” is a very practical and popular tool for anyone who struggles with injuries, arthritis or loss of mobility. It works like an extension of your arm allowing you to reach down and pick things up off the ground without bending or stooping over. It can also help with reaching and grabbing things in high overhead places, as well as areas that are difficult to get to.

    But with so many different types of reacher-grabbers on the market today, finding a good one that works well for you is not always easy. Depending on your needs, here are some top-rated products to consider.

  • LGBTSR,  Savvy Senior

    Savvy Senior: When Can I Change My Medicare Coverage?

    Listen to my One Thing or Another Podcast interview with Jim Miller.

    By Jim Miller

    Dear Savvy Senior,

    Is it possible to make changes to my Medicare coverage now? I know we’ve passed the fall open enrollment period, but I’ve heard that there are other times of the year beneficiaries can make changes. What can you tell me?

    Changed My Mind 

    Dear Changed,

    Yes! The annual Medicare open enrollment period isn’t your only opportunity to swap out Medicare coverage. There are other opportunities, but the timing of when you can make those changes depends on your specific circumstances and the kind of Medicare coverage you have. Here’s what you should know.

  • Savvy Senior

    Savvy Senior: A Checklist of What to Do When a Loved One Dies

    By Jim Miller

    Dear Savvy Senior,

    What steps need to be taken after a loved one dies? My 71-year-old uncle, who’s divorced with no children, has terminal cancer. He’s asked me to take care of his affairs so I would like to find out what I need to do after he passes away.

    Unsure Nephew

    Dear Unsure,

    I’m very sorry to hear about your uncle. The death of a loved of can bring about a host of different tasks and responsibilities. Here’s a list of some things you can do now, and after his death, that can help keep a sad event from becoming even more difficult.

  • LGBTSR,  Savvy Senior

    Savvy Senior: Simple Home Safety Solutions for Aging-in-Place

    You can listen to my interview with Savvy Senior’s Jim Miller HERE.

    By Jim Miller

    Dear Savvy Senior,

    Falls and fires are the two things I worry most about for my elderly father who lives alone. Do you have any suggestions on what we can do to help keep him safe, and keep an eye on him from afar?

    Concerned Daughter

    Dear Concerned,

    Of course! There are a number of small adjustments and modifications you can make to your dad’s home to help protect him from falls and fires, both of which cause thousands of injuries and deaths each year. Here are some tips to get you started.

  • Savvy Senior

    Savvy Senior: How to Reduce Your Medical Bills

    Dear Savvy Senior,

    What tips do you recommend to Medicare beneficiaries dealing with hefty medical bills? My husband recently had open heart surgery and is recovering slowly, but the medical bills are coming in fast and furious and they’re putting us in medical debt.

    Struggling in Springfield

    Dear Struggling,

    I’m sorry to hear about your billing struggles, but medical debt has unfortunately become a chronic problem in this country. According to U.S. Census data 19 percent of Americans households carry medical debt, including 10 percent of households headed by someone 65 or older. Even seniors on Medicare can easily get snagged in a web of complicated billing and coverage problems.

    To help you slash your medical bills, here are some tips recommended by health care experts that you should try.