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Savvy Senior: Do You Need a Digital Will?

By Jim Miler
Dear Savvy Senior,
My wife and I had our estate plan – including a will, power of attorney and advance directive – drawn up about 10 years ago but have recently read that our plan should include a digital will too. What can you tell us about this?
Almost 80
Dear Almost,
If you or your wife spend much time online, adding a separate digital will document to your estate plan that provides a list of your digital assets would be extremely helpful to your loved ones when you die, not to mention it will help protect your privacy. Here’s what you should know.
Do You Have Digital Asset?
The term “digital assets” refers to personal information that is stored electronically on either a computer or an online cloud server account that belongs to an individual. Anyone who uses email, has a PIN code protected cell phone, makes online purchases, or pays bills online has digital assets.
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Yours Truly to Moderate Mystery Writers Panel on Starting and Sustaining a Series

It’s never too early to save the date! November 11, Hoboken. The moderator of the panel looks familiar …
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Two Online Guided Autobiography Introductory Workshops Added for August!

I’ve added two Guided Autobiography 2-Hour Introductory Workshops in August. These are free and online.

DATE: Monday, August 12
Time: 10:00 AM Eastern via Zoom
RSVP HERE (limited to 6)
DATE: Wednesday, August 14
Time: 2:00 PM Eastern via Zoom
RSVP HERE (limited to 6) -
Bucks County Herald Ad Set to Run in July

I’m sure it will look different when their ad department has created it, but I like this for my own purposes.
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Your Write Path Workshops Now Scheduled for September! Save the Dates

I have a full slate of workshops schedules for September: Fiction Writing Essentials, Self-Publishing with KDP (Kindle Direct Publishing), and extended Guided Autobiography Workshops. You don’t need to register now, but save the dates and stay tuned. – Mark
Guided Autobiography 6 Week Online Workshop
Starts Wednesday, September 4, 10:00 am eastern
Register here -
Health Beat: Coping with the Summer Heat

By Mark McNease
Tomorrow is the official first day of summer, and the temperatures here in New Jersey are proof of it. After some very comfortable months, the heat and humidity are increasing steadily, and we’re headed for our first heat wave of the summer (defined as three days or more of above-90 degree temps).
It’s been okay so far here in the countryside where we live, but this morning I had to pull out the bandanna I wrap around my head when the humidity gets drippy. And I watered the vegetable garden early this morning before a trip out of town.
We have two cats and I always think about them, too. They’ve survived before and they’ll survive again, but always keep lots of fresh water for them and hire a pet sitter if you go away.
And now … some tips and reflections on the dog days of summer.
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Workshops Now Scheduled for September! Save the Dates

I have a full slate of workshops schedules for September: Fiction Writing Essentials, Self-Publishing with KDP (Kindle Direct Publishing), and extended Guided Autobiography Workshops. You don’t need to register now, but save the dates and stay tuned. – Mark
Guided Autobiography 6 Week Online Workshop
Starts Wednesday, September 4, 10:00 am eastern
Register here -
Coming Soon from Your Write Path: Doing It All – A Self-Publishing Workshop Intensive
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Fall Writing Workshops and Classes Coming This September!
I’m furiously working on a full roster of workshops, extended workshops and classes to offer starting September. Subscribe at YourWritePath.com and stay updated on all of it!
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Working This Hard Has to Be Fun
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The Pleasures of Those Cash Back Rewards: Credit Cards that Give Back

By Mark McNease
I like earning the extra income on money I’m spending anyway. If you’re like me and you never carry debt, it’s a win-win.
I didn’t need another credit card, and I haven’t carried debt in at least 15 years. I pay my statements every month, having been strongly encouraged to do that when I met my now-husband Frank in 2006. After many years of paying interest, it was a jolt to the system, but it’s a habit I’m very happy I got into. I don’t necessarily spend less, but I never pay interest, and that makes those cash back dollars and rewards points worth the occasional new card.
I’ve had an Amazon Chase card for years, and usually take the cash back amounts against my Amazon account. Sometimes I’ll cash it out instead. And a year ago we joined Costco. Between the discounts and the cash back that accumulates every month, it’s been worth it.
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Savvy Senior: How to Find Reliable Health Information Online

By Jim Miller
Dear Savvy Senior,
How can I tell if the health info on a website is trustworthy? I usually do a Google search on a symptom, drug or health condition when I want to research something, but with so much information out there I’m not sure what I can trust.
Skeptical Sal
Dear Sal,
You’re wise to be skeptical! There’s an overwhelming amount of health advice on the internet today and it can be hard to tell what’s credible. To help you sort through the online clutter and locate reliable, trustworthy health information, here are a few tips to follow, along with some top-rated sites you can turn to with confidence.



